These terms and conditions (the “Agreement”) govern your use of our website (the “Website”) and the purchase of any digital products available for sale on the Website (the “Products”). By using the Website and making a purchase, you agree to be bound by this Agreement.


For the purposes of this Agreement, the following terms shall have the meanings indicated:

“Buyer” means the person or entity purchasing Products from the Website.
“Products” means the digital products available for sale on the Website, including but not limited to ebooks, pdf files, and Microsoft Excel files.
“Website” means the website located at https://cot-reports.com

Product Availability

The Products will be available for download immediately after payment is submitted, or at most 48 hours after payment is received. If the products are not available within this time frame, the buyer has the right to request a full refund.


All payments for Products must be made through the payment methods available on the Website. We reserve the right to change the available payment methods at any time.


If a Product is not available within 48 hours after payment, the Buyer has the right to request a full refund. Refund requests must be made in writing and sent to contact@cot-reports.com. Refunds will be processed within 14 days.

Intellectual Property Rights

All Products available for sale on the Website are protected by intellectual property rights, including but not limited to copyrights and trademarks. The Buyer may not reproduce, distribute, or sell any of the Products without our prior written consent.

Limitation of Liability

We shall not be liable for any damages or losses incurred by the Buyer as a result of using the Website or purchasing the Products. This limitation of liability applies to all claims, whether based on warranty, contract, tort, or any other legal theory.


We reserve the right to terminate the Buyer’s access to the Website and Products at any time and without prior notice if the Buyer breaches this Agreement or otherwise engages in conduct that we deem inappropriate.

Changes to Terms and Conditions

We reserve the right to make changes to this Agreement at any time. We will notify the Buyer of any changes by posting the updated Agreement on the Website. Continued use of the Website and Products after any changes have been made constitutes acceptance of the updated Agreement.

Contact Information

If you have any questions or concerns regarding this Agreement or the Website, please contact us at contact@cot-reports.com.

This Agreement constitutes the entire understanding between the parties with respect to the subject matter hereof and supersedes all prior and contemporaneous agreements, understandings, negotiations, representations, and proposals, whether written or oral.


Please carefully read the following terms and conditions before purchasing and using the Trading Journal Spreadsheet (the “Product”). By purchasing and using the Product, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms and conditions, please refrain from using the Product.

  1. Product Description: The Trading Journal Spreadsheet is a digital product that provides a comprehensive tool for tracking and analyzing trades. It supports up to 15,000 trades and includes a P&L Calendar that is available until the beginning of 2029. You must have Microsoft Office installed on your computer to run the file.
  2. Use of the Product: The Product is intended for personal use as a trading journal and analysis tool. It is recommended to use the Product with demo accounts or in simulated trading environments. The buyer acknowledges that trading involves risk, and the seller is not responsible for any loss or damage incurred as a result of using the Product.
  3. Refunds: As the Product is a digital item, once the buyer has downloaded the files, refunds are not available. By downloading the Product, the buyer acknowledges and accepts this policy.
  4. Intellectual Property: The Product, including all associated files, designs, and content, is the intellectual property of the seller and is protected by copyright laws. The buyer is granted a non-exclusive, non-transferable license to use the Product for personal purposes only.
  5. Prohibited Actions: The buyer agrees not to reproduce, distribute, modify, or create derivative works based on the Product without prior written consent from the seller. Any unauthorized use of the Product is strictly prohibited.
  6. Technical Requirements: To use the Product, the buyer must have access to compatible software and devices. The seller is not responsible for any technical issues or incompatibilities that may arise from the buyer’s equipment or software.
  7. Disclaimer: The seller makes no guarantees or warranties regarding the performance, accuracy, or suitability of the Product for the buyer’s specific needs. The buyer assumes full responsibility for the use and results obtained from the Product.
  8. Limitation of Liability: In no event shall the seller be liable for any direct, indirect, incidental, consequential, or punitive damages arising from the use of the Product. The buyer agrees to use the Product at their own risk.
  9. Modification of Terms: The seller reserves the right to modify these terms and conditions at any time without prior notice. It is the buyer’s responsibility to review the most current version of the terms and conditions before using the Product.
  10. Governing Law: These terms and conditions shall be governed by and construed in accordance with the actual laws.

By purchasing and downloading the Trading Journal Spreadsheet, you confirm that you have read, understood, and agreed to these terms and conditions.